ACH OriginationWith ACH Origination, we can help streamline your payroll and/or billing process, which will increase your efficiency and cut your business costs. No more processing paper payroll checks or handling customer checks. We can cut your customer service time and save your clients a trip to your office.
ACH (Automated Clearing House) origination is a system of electronic payments processing. You can use our software to create your electronic files and then upload them to us. We finish the process here and send the files on to be posted to your customers’ or employees’ accounts.
Cash ServicesWith First State Bank & Trust Co. Cash Services, we can help you with your currency deposit needs and provide you with the currency and coin necessary to transact business.
Online Banking and Online Bill PaymentFree Online Banking and Online Bill Payment is included with all our checking accounts. With Internet Banking, you can:
access your accounts
transfer money between accounts
view check images
pay bills online
upload transactions into personal finance programs such as Microsoft Money, Quicken, and Quickbooks.
If you have any questions, or want help getting started, feel free to contact one of our personal bankers.
Visa Check CardA fast, convenient, and safe way to pay; the Visa Check Card is available Free with any First State Bank Checking Account. Your Visa Check Card also serves as your ATM Card.
A Visa Check Card is a debit card that looks like a credit card but acts like a check. The purchase amount is deducted from your checking account. A Visa Check Card provides you with the following advantages:
More convenient than writing checks and safer than carrying cash.
Accepted at millions of merchant locations worldwide; accepted anywhere Visa is accepted.
No need to use your PIN—just sign as you would for any Visa card.
Visa Check card purchases are automatically deducted from your checking account, so there’s no interest to pay.
You can feel confident using your Visa Check Card because it provides multiple layers of security. Visa's Zero Liability Policy means you're protected against unauthorized use, so you won't have to pay for fraudulent purchases.
Wire TransferEasily move funds between banks, with same day availability, with our fast and convenient Wire Transfer Service.
Cashier’s Checks and Money OrdersFirst State Bank & Trust Company provides both Cashier’s Checks and MoneyGram Money Orders to our customers. Both products provide security and confidence to the payee because the funds are backed up by the Bank, in the case of the Cashier’s Checks, and by MoneyGram, in the case of the Money Orders. Generally Money Orders are purchased for smaller transactions and Cashier’s Checks are used to cover larger amounts.
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