 |
Monthly
Fee |
Earns
Interest |
Why Choose
This Account? |
Small Business Checking
Learn more
 |
No Monthly Fees
No charge on first 100 transaction items each month. |
No |
You are a smaller company typically with fewer than 100 transaction items per month. |
Business Checking
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|
Account activity fees can be offset by the earnings credit. Related accounts can be combined to offset fees.
|
No |
You are a for-profit company with a higher level of transaction needs per month. |
Business Money Market Account
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|
$5 / month if balance falls below $2,500.
|
Yes
tiered rates
|
You have money to invest but want to maintain liquidity. Withdrawals are limited.
|
Business Savings Account
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|
$2
No charge when balance of $100 is maintained |
Yes |
No charge with $100 minimum balance. A good way to build savings. |
*Additional Benefits:
All business accounts include up to two free Visa Check Cards, free on-line Banking, and free on-line Bill Pay.
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Small Business Checking
The Small Business Checking is designed to meet the needs of businesses with fewer transaction needs.
Small Business Checking Package
Business Checking
The Business Checking Account is a good choice for those businesses with higher transaction needs.
The Business Checking Package
Business Money Market Account
The Business Money Market Account is an interest-bearing account, earning interest on a tiered rate.
The Business Money Market Account Package
- Pays Interest on a tiered scale, higher balances earn higher interest
- You may make 6 transfers out of the bank per month. Only three may be payment by check/check card/electronic check or ACH. $5 will be charged for each withdrawal in excess of those permitted.
- $5.00 monthly fee if the balance falls below $2,500
- Free On-Line Banking
- Free Visa Check Card or ATM Card
Community Checking Account
The Community Checking Account is an interest-bearing account available to Non-profit organizations and Sole Proprietorships. It carries no monthly service fee when the minimum balance is maintained.
The Community Checking Account Package
- Interest paid when $1,000 minimum daily balance is maintained.
- No monthly service fee if daily collected balance of $1000 is maintained. If the daily balance falls below, $6 monthly fee plus .30 per check or debit item after 30 items per statement cycle
- Unlimited check writing
- No service fee if daily collected balance of $1000 is maintained
- Free Internet Banking
- Free On-line Bill Payment
- Express Phone Banking
- Free First State Visa Check Card or ATM card
- Free UltraSF ATM transactions
- Monthly detailed statement with check images
- Direct deposit available
Business Savings Account
- Pays interest on Daily Collected Balances of $100 or more
- Interest accrues each day based on the daily collected balance
- Interest is compounded quarterly and credited quarterly to the account
- You may make 6 transfers out of the bank per month. Only three may be payment by check/check card/electronic check or ACH. $5 will be charged for each withdrawal in excess of those permitted.
- Charge of $1 for withdrawals in excess of six per month
- $2.00 monthly fee if the balance falls below $100
- Free On-line Banking
- Free ATM Card
| Equal Housing Lender 
