Minimum To Open

Monthly Fee

Earns Interest

Why Choose This Account?

Money Market Account Learn more	$100	$5 No charge when balance of $2,500 is maintained	Yes	Earns interest with higher returns on higher balances.
Savings Account Learn more	$100	$2 No charge when balance of $100 is maintained	Yes	No charge with $100 minimum balance. A good way to build savings.
Young Savers Club* Learn more	$10	No	Yes	For Children up to 13 years old. Club includes fun Rewards and events.

*Club Events held in Larned & Pratt only.

Money Market Account

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• Pays interested on a tiered scale, higher balances earn higher interest
• Interest accrues each day based on the daily collected balance
• The sum of the accruals are paid at the monthly statement cycle
• You may make 6 transfers out of the bank per month. Only three may be payment by check/check card/electronic check or ACH. $5 will be charged for each withdrawal in excess of those permitted.
• $5.00 monthly fee if the balance falls below $2,500
• Free on-line Banking
• Free Visa Debit Card or ATM Card

 

Basic Savings Account

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• Pays interest on Daily Collected Balances of $100 or more
• Interest accrues each day based on the daily collected balance
• Interest is compounded quarterly and credited quarterly to the account
• You may make 6 transfers out of the bank per month. Only three may be payment by check/check card/electronic check or ACH. $5 will be charged for each withdrawal in excess of those permitted.
• Charge of $1 for withdrawals in excess of six per month
• $2.00 monthly fee if the balance falls below $100
• Free On-line Banking
• Free ATM Card

 

Young Savers Club

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• Designed for children up to 13 years old
• Interest earned on balances over $10
• No monthly service charge
• You may make 6 transfers out of the bank per month. Only three may be payment by check/check card/electronic check or ACH. $5 will be charged for each withdrawal in excess of those permitted
• Young Savers are rewarded with “Dino Dollars” for making deposits
• “Dino Dollars” can be used to purchase a toy from our toy case

• The Club has several events* for Young Savers to participate in, such as:

  - Easter Egg Hunt
  - Bowling Party
  - Swim Party
  - Christmas Party

  
  *Club Events held in Larned & Pratt only.